Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Most balance transfers cost 3%-5%, so that's between $300 and $500 on a $10,000 transfer. Here's why that fee is small ...

If you're looking to consolidate debt and save on interest with a balance transfer, the Citi Simplicity® Card and the Citi® Diamond Preferred® Card (see rates and fees) are both great options. Both ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Wells Fargo just raised the balance you need in your Everyday Checking account to avoid a monthly fee ($15 a month, which is ...

Zero-balance accounts promise freedom from minimum balance requirements, but hidden charges can sometimes reduce their ...