Also known as instant or real-time payments, fast payments are characterized by the instant transmission of the payment message and the immediate availability of funds to the beneficiary on a 24/7/365 ...
The Consumer Financial Protection Bureau (CFPB) finalized its long-awaited Personal Financial Data Rights rules under Section 1033 of the Dodd-Frank Act, marking a significant milestone in the ...
The industry should rally behind the Financial Data Exchange, which has stepped up to help develop standards and governance protocols for open banking in the United States, writes Hashim Toussaint, of ...
Visa has decided to discontinue its open-banking services in the US, citing ongoing regulatory ambiguity surrounding consumer data rights and the potential for increased fees related to customer ...
The use of open banking services in the UK has increased by a third in the past 12 months as it becomes “part of everyday life”, according to an industry authority. There were over 15 million users of ...
Rent-seeking banks looking to profit from their monopoly on access to customer data can't be allowed to stymie the development of open banking in the U.S., writes James McAndrews. America has an ...
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